The Credit C.A.R.D Act
New restrictions on credit card companies take effect. What the new law means for consumers and banks, and loopholes to watch out for.
author of "Credit Card Nation" and "Living With Debt," and the founder of the Responsible Debt Relief Institute.
Director, U.S. PIRG Consumer Program
Senior Federal Counsel, American Bankers Association
Washington Post correspondent and author of the book "Hot Broke Messes: How to have your latte and drink it too."